Banks & Insurances

Enhance your consulting expertise in sustainable mortgages and energy renovations by utilizing our intuitive digital solution, which can seamlessly integrate your financing options into the energy certificate to generate new business.

Banks & Insurances

Use cases

Green mortgages

Verify the energy class and eligibility of properties for green mortgages.

Green bonds

Assess the energy class of a property and determine its eligibility for inclusion in a green bond.

Accurate valuation

Use collected property data to enhance the accuracy of assessments and valuations.

Upselling financing products

Combine energy consulting and financing solutions to generate additional business opportunities.

Scope 3 emissions calculation

Accurately calculate your scope 3 emissions based on real-time customer data.

Scope 3 emissions reduction

Incentivize renovation measures to reduce your scope 3 emissions.

Renovation cost estimates

Provide customers with cost estimates per building component group for renovation projects.

Benefits

Improved consulting competence

Improved consulting competence

Provide your customers with an easy-to-understand digital energy consultation backed by expert support.

Increased customer loyalty

Increased customer loyalty

Support your customers throughout their property's life cycle based on accurate data on condition, renovation potential, and costs.

Access data via API

Access data via API

Import data into your system via API and reuse it. Data is stored with Norm and can be accessed even after go-live.

Compliance with SBVg guidelines

Compliance with SBVg guidelines

Norm’s solution will help you comply with the SBVg guidelines requiring mortgage providers to promote energy efficiency, which must be implemented by January 1, 2024.

Products and services

Indicative estimate

Automated rough estimate of energy class, CO₂ emissions, and energy costs.

Indicative estimate

Norm Indicative

Energy classification

Verified, accurate energy class based on plans and consumption data.

Energy classification

Norm Verified Class

Renovation proposals

Customized renovation plan with cost estimates and subsidy calculation based on plans and consumption data.

Renovation proposals

Norm Verified Plan

Subsidy application

Official GEAK® Plus report to apply for state subsidies.

Subsidy application

GEAK® Plus

Let’s talk

Let’s talk

Learn how you can integrate our energy analysis into your process.

Data is hosted in Switzerland

Data is hosted in Switzerland

Calculation according to SIA 380/1, energy certificate according to SIA 2031

Calculation according to SIA 380/1, energy certificate according to SIA 2031

Data is reviewed by experts

Data is reviewed by experts